Save 20% on Restaurant Gift Cards at Costco and Sam’s Club

Want to save big money on restaurant gift card purchases for the holidays, or any time? It’s easy if you have a membership at one of the big box warehouse clubs like Costco and Sam’s Club! For years, I’ve shopped at Sam’s and Costco and paid scant attention to the gift card section. Until last year, that is, when I noticed some incredible savings on popular national chains and even great local restaurants.

Why I never really paid attention to the gift card section before, I do not know. Maybe it had to do with where it was located inside the store, or maybe none of the restaurants grabbed my eye when I passed by?

Save money on restaurant gift cards at Costco or Sam's

Sampling of restaurant gift cards available at

Or MAYBE I was too busy eating all the samples to notice anything else was happening? Yeah, that’s probably it!

On average, I’ve found that you can purchase $100 worth of restaurant gift cards at Costco or Sam’s Club for $79.99 – that’s a savings of 20%! They typically come in multi-packs of four $25 cards, or two $50 cards, for example, not just one $100 card.

You can even use your Costco or Sam’s credit card to buy your gift cards, and get cash back savings as well. And the good news is that you don’t have to just purchase these gift cards in-store. You can also buy them online and have them shipped right to your home.

This is a great way to save money when you want to buy gift cards for friends, family, co-workers, etc., or even for your own dining pleasure. When we take our whole family out to eat, now that one son is married and another has a girlfriend, we add up to 9 people, so buying $100 worth of gift cards for $79.99 gives us a really nice discount on a night out with the family.

Looking for other ways to save, or even make money on restaurant gift cards? Check out my post on holiday gift card promotions, where restaurants give you a reward for every gift card you buy.

Have you purchased restaurant gift cards at Costco or Sam’s Club? Do you like using them for yourself, giving them as gifts, or both?


About the author

Rich Rich writes on personal finance from a pastor's perspective here at Money Wise Pastor. He loves In-N-Out Burger (and has the t-shirts to prove it), urban living, homeschooling, Gungor concerts, helping people succeed in life and work, camping, dreaming with his wife, and equipping his five children to become financially faithful and free. Find him on Twitter and Facebook.


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