Earlier this week, I shared 10 smart money moves to improve your finances in 2012. One of those smart money moves is to get your free credit score. What is a Credit Score? Anyone who has ever borrowed money has a credit score which informs lenders of your credit-worthiness. Your credit score is a three-digit number that is calculated by a mathematical algorithm that uses … [Read more...] about Get Your Free Credit Score
Money Management
Refinance Your Home with Record Low Mortgage Rates
If you've been waiting to refinance your mortgage or buy a new home, you may never see a lower mortgage interest rate than what we're seeing today. U.S. mortgage rates have fallen to new record lows, according to CNN/Money. Last week, rates on both the 30-year and 15-year fixed loans fell to new records, at 3.89% and 3.16%. The vast majority of the mortgage applications … [Read more...] about Refinance Your Home with Record Low Mortgage Rates
10 Smart Money Moves to Improve Your Finances in 2012
Did you resolve to improve your finances in 2012? Getting out of debt, saving more money, getting organized, and simplifying money management are all top goals for many at the start of the new year. While these financial goals may seem daunting at times, there are several small, simple steps you can take to improve your finances and simplify your money life. … [Read more...] about 10 Smart Money Moves to Improve Your Finances in 2012
Watch Gift Card Expiration Dates
Did you know that $8 billion in gift cards go unredeemed each year? That's about 10% of the $86 billion in gift cards sold in 2010. Don't let this happen to you! Because it almost happened to us! My wife and I went out to dinner last night to celebrate the 20th anniversary of our engagement. For some reason, my friends are amazed that I remember exactly when we got … [Read more...] about Watch Gift Card Expiration Dates
Best of Money Carnival #117
This week, Pastor Personal Finance (now known as Money Wise Pastor) is hosting the Best of Money Carnival, which features the 10 best money blog posts of the week. Over 70 articles were submitted this week by bloggers from around the world, so I had to work hard to narrow them down to 10. Thanks to everyone who submitted an article, and thanks to Free Money Finance, for … [Read more...] about Best of Money Carnival #117